014537890 info@lawline.ie
Person travelling on an e-scooter

E-Scooter Accident Claims in Ireland – The Hidden Risks of Riding Uninsured: Personal Liability

Cosmetic Surgery Negligence General Practice Injuries Resolution Board Latest Legal Blogs Medical Negligence Personal Injury Claims Solicitor Dublin Road Accidents Uncategorized
E-Scooter / E-Bike INJURY CLAIMS
E-Bike – To be considered a PPT

E-Bike – To be considered a PPT

  • An e-bike must have a maximum speed of 25 km/ or less and travel at 20km/h or less.
  • Have a power output of 250 W or less.
  • Cut off once pedalling stops.
  • Have front and rear lights.
  • Exempt: Tax, Insurance, licensing requirements.
  • E-bikes can be used on cycle or bus lanes but they are strictly prohibited on footpaths and pedestrianised zones.

E-Scooter – To be considered a PPT

E-Scooter – To be considered a PPT

  • Age Limit: The rider must be over 16 years of age.
  • An e-scooter must have a maximum speed of 25 km/ or less, travel at 20km/h or less.
  • Have a power output of 400 W or less.
  • Drive on the Left.
  • E-scooters can be used on cycle or bus lanes but not footpaths and pedestrianised zones.
  • Have front and rear lights.
  • Like cyclists, e-scooter riders must obey all applicable rules of the road.
  • Passengers or goods must not be carried on the e-scooter.
  • Have a manufacturer’s plate with bike specifications.
  • Exempt: Tax, Insurance, licensing requirements

E-Moped L1e A  – To be considered as an MPV

E-Moped L1e A – To be considered as an MPV

  • Maximum speed of 25 km/h
  • Have a power output of 1000 W
  • Have front and rear lights
  • Motor type is pedal or throttle
  • Tax, Insurance: Yes, Required
  • Licensing requirements: No, Exempt

E-Moped L1e B – To be considered as an MPV

E-Moped L1e B – To be considered as an MPV

  • Maximum speed of 45 km/h
  • Have a power output of 4000 W
  • Have front and rear lights
  • Motor type is pedal or throttle
  • Tax, Insurance: Yes, Required
  • Licensing requirements: Yes, Required

What can I claim compensation for?

What can I claim compensation for?

In Ireland, compensation for personal injury varies depending on the specific injury or injuries sustained, including how the injury affects your ability to work and earn an income, such as in cases involving e-scooter or e-bike accidents. Compensation is designed to cover both “General Damages” (pain, suffering, and loss of quality of life) and “Special Damages” (financial losses like medical bills, specialist equipment, and loss of earnings). t.

What if I were hit by an e-scooter while walking on the footpath?

What if I were hit by an e-scooter while walking on the footpath?

Since May 2024, under the Road Traffic (Electric Scooters) Regulations 2024, it is illegal to ride e-scooters on footpaths in Ireland. However, even if you were injured by a rider in a pedestrian zone, you are unlikely have a case for a personal injury claim as the E-scooter is not insured and the MIBI do not cover compensation for accidents caused by PPTs.

Who pays the compensation for an injury claim if the driver at fault has no insurance?

Who pays the compensation for an injury claim if the driver at fault has no insurance?

In cases involving uninsured or unidentified drivers (hit-and-runs), claims in Ireland are processed through the Motor Insurers’ Bureau of Ireland (MIBI). The MIBI Agreement outlines compensation procedures for personal injury claims arising from road traffic accidents involving unidentified or uninsured vehicles. If you’ve been involved in an e-scooter road traffic accident with a car and the (car) driver responsible doesn’t hold a valid insurance policy or you are unable to trace the driver, you are still permitted to bring a claim for compensation.

Instead of bringing your claim against the negligent driver’s insurance company, you will bring it against the Motor Insurers Bureau of Ireland (MIBI). Your solicitor guide you through this specific legal process. However, if the e-scooter driver is at fault, the MIBI DOES NOT cover compensation as the e-scooter is not insured.

What happens if an e-bike or e-scooter is liable for a collision with another vehicle?

What happens if an e-bike or e-scooter is liable for a collision with another vehicle?

It’s important to note that the MIBI does not cover compensation if an E-bike or E-scooter (PPT) driver is at fault for an accident, as they are not considered “mechanically controlled vehicles” under the Road Traffic Offences Act 1961.

As E-scooters/PPTs are exempt from insurance, they do not fall under the MIBI’s normal remit, so the MIBI does not cover injury claim compensation if the injury was caused by the PPT driver (e-bike or e-scooter). If you are hit by an e-scooter, there is often no “insurer of last resort.” However, you may be entitled to pursue the individual rider for damages personally.

In effect, this means that parties who suffer injury in a crash with a PPT may not be able to claim compensation for any injuries sustained in the accident, as they are not covered by insurance or MIBI.

What happens if an uninsured car is liable for an accident and causes injury to an e-bike, e-scooter or e-moped driver?

What happens if an uninsured car is liable for an accident and causes injury to an e-bike, e-scooter or e-moped driver?

If an accident occurred involving a PPT or MPV, and the driver of an uninsured or unidentifiable car, van or truck was at fault and caused injury to the PPT / MPV driver, they can be compensated for their injuries by the insurance company of the party at fault or MIBI if the vehicle at fault is not insured.

Does the MIBI provide compensation if an E-moped driver was at fault and uninsured?

Does the MIBI provide compensation if an E-moped driver was at fault and uninsured?

As E-mopeds are classified as MPVs (i.e., throttle-assisted bikes or those capable of speeds over 25 km/h), they do require tax and insurance, and in some models, licensing is required (specifically L1e-B categories). Therefore, the MIBI typically will deal with crashes involving E-mopeds at fault if the driver is uninsured or untraced (hit-and-run). However, to make a claim against the MIBI for an e-moped crash, the vehicle generally needs to be identifiable, such as by a registration plate, which e-mopeds are required to have.

“Only L1e-B e-mopeds, and not low-powered electric bikes, are required to be insured under the Road Traffic Acts and only this category falls under the remit of the Motor Insurers’ Bureau of Ireland (MIBI), which compensates victims of road traffic accidents caused by uninsured and unidentified vehicles.” https://www.oireachtas.ie/en/debates/question/2024

Will the law change? – Recent Case Law

Will the law change? – Recent Case Law

A recent District Court decision has classified a certain e-bike as a Mechanically Propelled Vehicle (MPV), which highlights important implications for users and injury victims. In the case where a pedestrian was hurt by an e-bike capable of reaching 25 km/h was also equipped with a 750W motor, so the court ruled that the rider must have valid insurance. This sets a new precedent, allowing injured parties from uninsured e-bikes that surpass the Personal Powered Transporter (PPT) limits to potentially seek compensation through the Motor Insurers’ Bureau of Ireland (MIBI). Although the decision did not specifically mention e-scooters, it highlights the importance for all micro-mobility users to check their vehicle’s details, as exceeding PPT standards could lead to legal and insurance requirements. (Law Society Gazette 2025 -E-bike ruling ‘highlights need for clarity’)

How long do I have to make a claim?

How long do I have to make a claim?

Generally, you have two years from the date of the accident to initiate a personal injury claim. If the two-year period has expired, even by one day, your claim is Statute Barred from proceeding. It can take time to issue legal proceedings, so you should not leave it until the last few weeks before the expiry of the statute to instruct your solicitor.

It is always best to seek legal advice as soon as possible to ensure evidence is preserved. For children injured in an accident, the statute of limitations is different because long-term injuries may not become apparent until they are older. A parent or guardian can start the injury claim for the child within 2 years of their 18th birthday, instead of the typical 2 years from when they became aware of the injury. While it’s not advisable to wait this long, legal action can be initiated up to the child’s 20th birthday if the injury occurred during infancy.

If you are involved in a collision, your actions in the immediate aftermath are critical for your health and any future legal claim:

Prioritise Health: Seek medical attention immediately. Even “minor” injuries can have delayed symptoms.

Report to Gardaí: Report the incident to the Gardaí. If they do not attend the scene, visit your local station to provide a statement.

Gather Evidence: Exchange names, contact details, and insurance information. Take photos of the scene, the vehicles involved, and any nearby CCTV cameras. Even if the PPT or MPV doesn’t have insurance, get their name and address.

Track Expenses and medical records: Keep all receipts for medical fees, travel costs, and records of any lost earnings due to time off work.

Legal Advice: Consult a specialised solicitor, as e-scooter laws are still changing and involve complex “PPT vs MPV” classifications. An accident solicitor with road traffic expertise can help assess whether the MIBI are in a position to provide compensation.

Road Traffic Accidents


Cycling accident injury claims

Uninsured Driver Accident Claims

Traffic Accident Claims Abroad

Personal Injury Accidents


Accidents at Work


TELL US ABOUT YOUR CASE

014537890

0873931326

info@lawline.ie

Lawline House, High St. D08CX34