The injured party, although entitled to sue in the courts for the injuries sustained, may be wasting their time if the defendant motorist has little means or assets. If the court makes an award and the Defendant is not in a position to pay the award the injured party may not succeed in their case. This problem was resolved in 1955 with the introduction of the Motor Insurers Bureau of Ireland (MIBI). The MIBI was established to compensate victims of uninsured motorists.
A claim may be brought against the MIBI by any person, entitled in law, to bring a claim for personal injury or wrongful death which arises out of the negligent use, by an uninsured person, of a mechanically propelled vehicle. A claim against the MIBI will be taken in the same way as a claim against a person holding a valid insurance policy.